At MBM Commercial, we understand the importance of having the right team and making the correct decisions first time. With our unparalleled experience, expertise and dedication to excellence, we collaborate with our clients to provide comprehensive and commercially-relevant financial advice to meet their diverse and specific needs on each and every transaction. Our UK-wide banking and finance team acts for lenders, borrowers and sponsors across a broad range of sectors utilising our technical expertise, commercial acumen and innovative style to ensure our clients achieve their objectives. Sourcing, providing and managing the appropriate finance can be complex, but our goal is to simplify the funding process for our clients so they can focus on operating and growing their businesses efficiently and successfully.
Our Banking & Finance Services
Corporate Debt
Our experienced banking lawyers are well-versed in all aspects of banking law in the UK. Whether you are a financial institution, corporate borrower or sponsor, we offer strategic advice and practical and innovative solutions to navigate the complexities of providing or obtaining debt, whether that be in relation to: straight-forward bilateral or syndicated/club lending transactions; blended funding transaction involving bank debt, loan notes, equity investment, venture capital and other sources of corporate funding; regulatory and compliance advice (including in relation to ESG requirements and national security legislation); or reviewing your current debt and security arrangements.
Acquisition and Leveraged Finance
Our team have acted for clearing banks, institutional lenders, alternative lenders and challenger banks, debt funds and private equity sponsors as well corporate borrowers, sponsors and investors on UK and multi-jurisdictional corporate acquisitions, leveraged buyouts or complex corporate reorganisations. Whether you require advice in relation to senior debt facilities, mezzanine funding or super senior lending, we have the experience and expertise required to navigate you through the process from start to finish.
Real Estate Finance
Our real estate finance lawyers possess in-depth knowledge and extensive experience in advising our clients in relation to all aspects of property investment and development funding. Our team have advised lenders, agents, security trustees, public bodies, borrowers, developers and sponsors on complex property-related financings and refinancings, including in respect of senior and/or mezzanine term and revolving credit facilities as well as multi-party intercreditor arrangements. Our UK-wide team are qualified to advise clients across the full range of real estate sectors including commercial property (retail, office, leisure), residential developments, mixed-use developments, social-housing and student accommodation.
International
MBM Commercial regularly works with international lenders, investors and law firms to provide Scottish law and/or English law advice on multi-jurisdictional transactions. In particular, we set up a network of international law firms, whose members we work closely with on cross-border transactions. We can advise and opine on all the UK aspects of a finance transaction, including in relation to UK corporate entities and investment vehicles, UK-based assets and the regulations governing each jurisdiction of the UK, which are relevant to your transaction.
Example transactions that our banking and finance team members have been involved in include:
- acting for an alternative lender in providing development and investment term loan facilities to a hotel developer in Scotland;
- acting for an institutional lender in the provision of a £20m+ REF investment facility to a European based lender to fund the acquisition of a prime real estate asset in England;
- reviewing the suite of template commercial loan documentation used by a UK alternative lender;
- acting for a UK clearing bank in providing an investment term loan facility to a hotel operator to acquire a hotel in London;
- acting for a debt fund in the provision of a £40m development REF facility to be used towards the development of three residential property developments;
- acting for a corporate borrower in the refinancing of their multi-currency cross-border £41m acquisition facilities;
- acting for a target/borrower in a private equity investment and debt-raising transaction in the dental sector;
- acting for a borrower in the restructure of their £700m prime property portfolio REF facilities;
- acting for a national sports body in raising finance from bank lenders in order to continue to perform its regulatory and oversight roles;
- acting for lenders in providing loan facilities to social housing associations in England and Scotland; and
- acting for a local authority in providing development finance to a hotel developer.
